Tata AIA Delivers Benchmark-Beating Fund Performance Across Its ULIP Offerings

Tata AIA Life Insurance continues to set benchmarks in fund performance through its Unit Linked Insurance Plans (ULIPs). The company's funds have outperformed market benchmarks. This offers policyholders an ideal combination of long-term growth and life insurance protection.

Performance of Tata AIA Funds:

*Last 5 Years Returns (CAGR)**
Tata AIA Funds	Fund Return (%) *	Benchmark Return (%) *
Multi Cap Fund	31.40%	22.70%
Top 200 Fund	32.30%	22.70%
India Consumption Fund	30.44%	22.70%

*Data as of May 30, 2025. Past performance is not indicative of future performance.

Fund Benchmark: Multi Cap Fund, India Consumption Fund, Top 200 Fund: S&P BSE 200.

Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.

Tata AIA has established its expertise in investment-linked plans, consistently delivering benchmark-beating fund performance. An impressive 99.93% of the company’s assets under management (AUM) is rated 4 or 5 star by Morningstar, a globally recognised rating agency, on a 5-year basis. In contrast, the average for the private life insurance industry is only 29%.

Performance of TATA AIA’s Recent NFO’s as of 30 May 2025:

Fund name	AUM (in Cr.)	Inception date	Returns since launch	Benchmark	Benchmark returns
Emerging Opportunities Fund	1996.36	31-Dec-2022	29.44%	Nifty Midcap 100 – 95% CRISIL Liquid fund index – 5%	27.18%
Dynamic Advantage Fund	245.50	31-Mar-2023	23.56 %	Nifty 50 – 50% CRISIL Composite Bond fund Index – 50%	13.45%
Sustainable Equity Fund	81.43	31-Mar-2023	22.24%	Nifty 100 ESG Index	21.17%
Small Cap Discovery Fund	1290.92	24-Jul-2023	37.42%	NIFTY Small Cap 100 -100%	26.49%
Flexi Growth Fund	825.44	31-Dec-2023	17.80%	Nifty 500 Index	11.99%

Tata AIA's offerings provide policyholders with access to high-growth equity opportunities, backed by robust life and health insurance benefits. The funds focus on high-performing stocks, offering a balance of risk and return across all market caps.

Harshad Patil, Chief Investment Officer (CIO) of Tata AIA, said,“In alignment with Tata AIA Life's investment goal, we aim to provide best-in-class, consistent, and risk-adjusted returns over the long term. Through a well-established research methodology, we employ a bottom-up approach to selecting stocks. This strategy has enabled us to achieve impressive performance across our portfolio.”

With a steadfast focus on policyholder benefits, Tata AIA Life Insurance continues to lead by delivering consistent, benchmark-beating returns and redefining life insurance through its integrated ULIP offerings.

As of 31^st May 2025, Tata AIA has grown its Assets Under Management (AUM) significantly to INR 130,053 Crores, translating to 27.08% YoY growth. This has been possible due to robust Individual New Business Premium income and exceptional investment performance.

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