5paisa Capital Ltd. (www.5paisa.com), one of India’s leading digital brokers, today announced a major upgrade to its 5paisa Pay Later (MTF) offering with 0% interest for the first 30 days up to 1 lakh funding for new users, and at one of industry-lowest carry-forward rates starting at just 0.026% per day. In addition, 5paisa has significantly expanded its margin trading facility limit from ₹1 crore to ₹3 crore, giving traders substantially more buying power. This enhancement positions 5paisa as one of the most cost-efficient and user-friendly MTF providers in the country, enabling retail traders and investors to take bigger, more confident positions in the cash market.
Commenting on the launch, Gaurav Seth, MD & CEO, 5paisa Capital, said:
“At 5paisa, our aim is to remove the cost and capital barriers that limit retail participation in the cash market. With 0% MTF for 30 days and a higher funding limit of ₹3 crore, traders get more breathing room, more flexibility, and the ability to act on opportunities they believe in – without any burden of additional cost. This upgrade reflects our continued commitment to make trading more accessible, scalable, and cost-efficient.”
Key Highlights of the New 5paisa Pay Later (MTF)
- 0% Interest for the First 30 Days up to 1 lakh funding for new users
- One of the lowest interest rates in the industry
- Increased Funding Limit – now expanded to ₹3 crore
- Higher Buying Power & unlimited Holding period Comfort
- Integrated & Seamless Experience across mobile & web
Why This Matters for Retail Traders
Retail investors often struggle to capitalise on cash market opportunities due to limited capital – especially during high-conviction positional trades or intraday opportunities in larger stocks.
With interest-free MTF for 30 days for funding up to 1 lakh for new users and funding availability up to ₹3 crore, 5paisa helps users:
- Build delivery positions without blocking full capital
- Capture opportunities even when funds are tied up
- Hold trades longer with greater confidence
- Manage capital efficiently across multiple positions
- Scale their trading to the next level without higher costs
5paisa’s enhanced MTF aims to empower India’s growing base of retail traders to operate with more conviction, agility, and flexibility.
About 5paisa Capital
5paisa Capital is one of India’s digital first discount brokerages, offering cost-effective and technology-driven financial services to retail investors. With a mission to democratize investing, 5paisa continues to innovate at the intersection of finance and technology, delivering seamless trading and investing solutions to millions across the country.